Mymo: Empowering Entrepreneurs 1.38.0

Here's why you'll love using Mymo:

• Instantly track income from all of your jobs in one place

Working for yourself means you earn money in many different ways. Mymo ensures that all of your income streams are automatically tracked within the app. If we're missing one, simply let us know and we'll add it to our roadmap.

• Know how much you’re making and going to make so you can plan ahead

Mymo provides a clear overview of what you've been paid and what you're owed, allowing you to stay informed at all times. Say goodbye to the stress of managing income, and make confident financial decisions at the right time.

• Modern banking with banking services provided by Pathward, N.A., Member FDIC

When you sign up for a Mymo Spending Account, enjoy the convenience of getting paid up to 2 days early¹ when you set up direct deposit. The Mymo Spending Account also offers a range of features you'd expect from a banking app:

• No monthly fees to maintain your account.
• No overdraft program, meaning no overdraft fees.
• Support for Apple Pay and Google Pay.
• Fee-free ATM access at nearly 40,000 locations².
• No minimum balances required.
• One-tap card lock and unlock functionality.
• AI-powered fraud monitoring.
• Transaction and balance notifications.
• Create up to 6 virtual cards³.
• Mymo Debit Mastercard.

Disclosures:

Mymo is a financial technology company, not a bank. Banking services are provided by Pathward, N.A., Member FDIC.

Opening a Deposit Account is subject to registration and ID verification.

¹Faster funding claim is based on a comparison of the Pathward, National Association, policy of making funds available upon receipt of payment instructions versus the typical banking practice of posting funds at settlement.

Fraud prevention restrictions may delay the availability of funds with or without notice. Early availability of funds requires the payor's support of direct deposit and is subject to the time of the payor's payment instruction.

²No ATM owner surcharge or ATM Cash Withdrawal Fees for domestic ATM withdrawals at MoneyPass ATMs ("in-network ATMs"). For a list of in-network ATMs, please refer to the Mymo Mobile app. All other ATMs may charge an owner's surcharge fee in addition to the ATM Cash Withdrawal Fee disclosed in your Deposit Account Agreement.

³You may request up to six (6) active Virtual Cards. Virtual Cards are subject to the same fees, limits, terms, and conditions as your Account. Please see your Deposit Account Agreement for further details.

Apple® and Apple Pay® are trademarks of Apple Inc. A list of compatible Apple Pay devices can be found here.

The Mymo Spending Account, a demand deposit account, and Mymo Debit Mastercard are established by Pathward, National Association, Member FDIC, pursuant to a license by Mastercard International Incorporated. Netspend is a service provider to Pathward, N.A. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787.